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Truck accident statute of limitations in Mississippi

You generally have 3 years from the date of the crash to file. The trucking company only has to keep the driver's logs for six months. Both clocks started the day of the collision.

Your Mississippi deadlines

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In Mississippi, the deadline to file a truck accident personal injury lawsuit is generally 3 years from the date of the crash (Miss. Code § 15-1-49). Wrongful death is 3 years from the date of death (Miss. Code § 15-1-49; § 11-7-13). If a government vehicle was involved, written notice is generally required within 90 days.

What makes Mississippi different

Against a government entity Mississippi shortens the limitation period from three years to one and adds a ninety-day notice on top of it.

The ordinary Mississippi deadline is one of the more generous in the South. Against a city, county or state vehicle it is one of the tightest. Same crash, completely different answer.

Where truck crashes happen in Mississippi

I-55 north-south, I-20 east-west, I-10 along the coast, and heavy timber, poultry and aggregate haulage on state routes.

Watch out for this one: Timber haulage. Log trucks carry particular securement and weight questions, and the answers are in load tickets and scale records that nobody keeps long.

The Mississippi rules, with citations

Filing deadlines by jurisdiction. The last column is federal and does not vary by state — it is the minimum period a motor carrier must keep the driver's logs (49 C.F.R. § 395.8(k)(1); supporting documents 49 C.F.R. § 395.11(f)). Every figure here is awaiting attorney verification.
Jurisdiction Injury claim Wrongful death Government notice Driver logs kept
Mississippi 3 years 3 years 90 days 180 days

Personal injury — 3 years

Runs from the date of the crash. Cited: Miss. Code § 15-1-49 (Mississippi Code).

Wrongful death — 3 years

Runs from the date of death. Cited: Miss. Code § 15-1-49; § 11-7-13.

Government vehicles — notice within 90 days

Mississippi runs two clocks and which one applies depends on who owned the vehicle:

  • State agency — 1 year. Notice of claim generally required, with a one-year limitation period against a governmental entity — half the ordinary three years. Cited: Miss. Code § 11-46-11 (Mississippi Tort Claims Act).
  • City, county or district — 90 days. Ninety days' written notice of claim before suit, followed by a waiting period. Cited: Miss. Code § 11-46-11.

Mississippi combines a short notice, a mandatory waiting period, and a shortened one-year limitation period against government entities. All three have to be navigated.

A federal vehicle is not on this clock at all. A USPS truck, a VA vehicle or another federal agency vehicle runs under the Federal Tort Claims Act — an administrative claim on Standard Form 95 within two years of the crash, then six months to sue after it is denied (28 U.S.C. § 2401(b); 28 C.F.R. § 14.2).

If the injured person was under 18

The limitation period generally does not begin to run until the injured person turns 18. The full period then runs from the 18th birthday. Cited: Miss. Code § 15-1-59.

Generally tolled during minority; the Tort Claims Act is treated separately and more restrictively.

Discovery rule

Applied in defined categories, principally latent injury.

Why the evidence deadline is shorter than you think

Almost everything that proves what a truck driver was doing before a crash is held by the trucking company, and almost all of it is on a clock that has nothing to do with your right to sue.

Driver logs. Federal law requires a motor carrier to keep a driver's record of duty status — the hours-of-service record — for 6 months. After that, destroying it is lawful. That record is how you find out whether the driver had been at the wheel for eleven hours or for sixteen.

Camera footage. Forward-facing and driver-facing video usually sits on a rolling loop. Thirty days is common. Some fleets keep a week. Unless somebody asks for it, the file that shows the truck drifting across the line is overwritten by ordinary operation.

Engine data. The engine control module records speed, throttle and braking in the seconds before impact. There is no retention rule at all. It goes when the tractor is repaired, when the module is re-flashed, when the truck is sold, or when it simply goes back into service.

None of this is a conspiracy. It is a filing cabinet being emptied on schedule. But it produces a situation that almost nobody warns people about: in a state that gives you three years to file, you can be two years and nine months inside your legal deadline and have nothing left to prove your case with.

There is one thing that stops it. A preservation letter — a spoliation letter — sent to the carrier and its insurer puts them on notice that specific categories of evidence are relevant to a claim. Once that letter lands, destroying the material stops being routine and starts being a problem for them. Until it lands, the clocks keep running.

What to do in the next seven days

In order. The first two matter most, and the second one is the one almost nobody does in time.

  1. Do not give a recorded statement to the trucking company’s insurer

    You are not required to. What you say while you are still in pain and still learning the extent of your injuries can be used later to reduce or defeat the claim.

  2. Ask, in writing, that the evidence be preserved

    A preservation letter to the carrier and its insurer stops the retention clocks from mattering. This is the most time-sensitive step on the list.

  3. Do not let the truck be repaired or sold before it is inspected

    Once the tractor is repaired or returned to service, the engine module data and the physical condition of the brakes and tyres are generally gone.

  4. Get the police report

    It carries the carrier name, the USDOT number and the insurer — the details a preservation letter needs in order to reach the right company.

  5. Photograph the injuries now, and keep photographing them

    Bruising, swelling and surgical sites change within days. That progression cannot be recreated later.

  6. Write down what you remember today

    Weather, the position of the truck, what you heard, who stopped, what was said. A contemporaneous note carries weight a later recollection does not.

  7. Keep every medical record and every bill

    Including the ones that seem trivial. Gaps in treatment are the most common argument used to reduce a claim.

Nearby states

A crash near a state line can raise a genuine question about which state's deadline applies — the rules can differ by years.

See all 50 states and D.C. →

Questions people ask

What is the statute of limitations for truck accidents in Mississippi?

In Mississippi the deadline to file a truck accident personal injury lawsuit is generally 3 years from the date of the crash, under Miss. Code § 15-1-49. A claim filed after that is normally barred, however strong it is.

That is the legal deadline only. The evidence held by the trucking company runs on a separate federal clock — six months for driver logs, often thirty days or less for camera footage.

How long do I have to file a wrongful death claim in Mississippi?

Mississippi sets the wrongful death period at 3 years, measured from the date of death, under Miss. Code § 15-1-49; § 11-7-13.

That matches the personal injury period in this state, but the starting point can still differ.

What if a city, county or state truck was involved in Mississippi?

A much shorter deadline usually applies. In Mississippi the shortest government notice window is 90 days from the crash.

The clocks are not the same for every entity:

  • State agency — 1 year. Notice of claim generally required, with a one-year limitation period against a governmental entity — half the ordinary three years.
  • City, county or district — 90 days. Ninety days' written notice of claim before suit, followed by a waiting period.

Mississippi combines a short notice, a mandatory waiting period, and a shortened one-year limitation period against government entities. All three have to be navigated.

A federal vehicle — a USPS truck, a VA vehicle — is different again. Those run under the Federal Tort Claims Act: an administrative claim on Standard Form 95 within two years, then six months to sue after denial.

Does a child injured in a truck crash get longer to file in Mississippi?

The limitation period generally does not begin to run until the injured person turns 18. The full period then runs from the 18th birthday. In Mississippi this is governed by Miss. Code § 15-1-59.

Generally tolled during minority; the Tort Claims Act is treated separately and more restrictively.

Tolling extends the legal deadline and does nothing for the evidence. The driver logs are destroyed on the ordinary six-month federal schedule whether the injured person is eight or eighty.

How long does the trucking company have to keep the driver logs?

Six months, under 49 C.F.R. § 395.8(k)(1). That is federal and does not vary by state, so it is the same in Mississippi as anywhere else.

Camera footage is usually on a shorter cycle still — often thirty days or less. Engine module data has no retention requirement at all and is commonly lost when the tractor is repaired or returned to service.

Have someone confirm these dates

The figures on this page are the general rule in Mississippi. They are not advice, and they do not know the facts of your case — who owned the trailer, whether a broker was involved, whether the driver was an employee or an owner-operator, whether any of that changes which deadline applies to which party.

A free case review answers that, and it starts the preservation letter, which is the only thing on this page that actually stops a clock.

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