What makes Colorado different
Colorado is the state where the two-clock problem has a third clock. The injury deadline is three years, the wrongful death deadline is two, and the government notice is 182 days — three different answers on the same crash.
A family that loses someone in a truck crash and assumes the three-year motor vehicle period applies to their death claim can be a year late without ever knowing there were two numbers.
Where truck crashes happen in Colorado
I-70 through the mountain corridor, including the steep westbound descent from the Eisenhower Tunnel and the Floyd Hill grades, and I-25 the length of the Front Range.
Watch out for this one: Runaway-truck and brake-failure cases on the I-70 grades turn almost entirely on maintenance records and ECM data — the two categories with the least protection from time.
The Colorado rules, with citations
Personal injury — 3 years
Runs from the date of the crash. Cited: C.R.S. § 13-80-101(1)(n) (Colorado Revised Statutes).
Colorado sets a three-year period specifically for claims arising from the use or operation of a motor vehicle. The general personal injury period at § 13-80-102 is two years — the motor vehicle provision is the one that ordinarily governs a truck crash.
Wrongful death — 2 years
Runs from the date of death. Cited: C.R.S. § 13-80-102(1)(d).
Wrongful death is commonly treated as two years, which is shorter than the three-year motor vehicle injury period — so in a fatal truck crash the death claim can expire a full year before the injury claim would have.
Government vehicles — notice within 182 days
Written notice generally within 182 days of discovery of the injury. Colorado treats this as jurisdictional. Cited: C.R.S. § 24-10-109.
Colorado courts have described the 182-day notice as a jurisdictional prerequisite, which generally means missing it cannot be cured.
A federal vehicle is not on this clock at all. A USPS truck, a VA vehicle or another federal agency vehicle runs under the Federal Tort Claims Act — an administrative claim on Standard Form 95 within two years of the crash, then six months to sue after it is denied (28 U.S.C. § 2401(b); 28 C.F.R. § 14.2).
If the injured person was under 18
The limitation period generally does not begin to run until the injured person turns 18. The full period then runs from the 18th birthday. Cited: C.R.S. § 13-81-103.
Generally tolled for a person under disability, including minority.
Discovery rule
The period generally runs from when the injury and its cause were known or should have been known.